About Us

Company Background

Founded in response to the financial challenges exacerbated by economic downturns like the Covid-19 pandemic, National Debt Consultants (NDC) has become a trusted name in South Africa for debt resolution. Our mission is to offer reliable and effective debt solutions, focusing on personalized service and long-term financial health.

Our cousellors

Our team at NDC consists of experienced debt consultants who are experts in navigating complex financial situations. We work diligently to negotiate with creditors, reduce interest rates, and consolidate debts. Our professionals are committed to guiding you through the debt review process and educating you on sound financial practices.

SERVICES

OUR MOST frequently asked questions

Debt Review

We create a structured repayment plan to help you manage and reduce your debt. By negotiating lower interest rates and consolidating payments, we make your debt more manageable.

Debt Review Removal

For those who have settled their debts or experienced significant financial improvements, we assist in clearing the debt review status from your credit report.

Debt Mediation

This informal process helps clients with slight debt issues restructure their payments without the formal debt review process.

For those who have settled their debts or experienced significant financial improvemetns, we assist in clearing the debt review status from your credit report.

FAQ

our most frequently asked questions

1. What is debt counselling?+–

Debt counselling is a service where a professional helps you assess your financial situation and create a plan to manage and repay your debts.

2. How does debt review work?+–

Debt review involves a structured repayment plan where we negotiate with creditors to reduce interest rates and consolidate payments into a manageable amount.

3. What are the benefits of debt review?+–

Debt review provides relief from creditor harassment, reduces your monthly payments, and helps you manage your debt more effectively.

4. Can I remove my debt review status once my debts are paid off?+–

Yes, we can assist with clearing your debt review status from your credit report once your debts are fully settled or significant financial changes occur.

5. What is debt mediation?+–

Debt mediation is an informal process that helps restructure your debt payments without the formalities of debt review, suitable for clients with less severe debt issues.

6. How long does the debt review process take?+–

The duration varies based on your financial situation and the complexity of your debts.

7. Will debt review affect my credit score?+–

Initially, it may impact your credit score, but as you successfully manage and reduce your debt, your credit score can improve.

8. How much does debt counselling cost?+–

Costs can vary, but we provide a detailed breakdown of fees during your initial consultation. Our goal is to make our services as affordable and accessible as possible.

9. What happens if I miss a debt review payment?+–

Missing a payment can have consequences, such as extending the debt review period or additional fees. It’s important to communicate with us if you face payment difficulties.

10. Can I apply for new credit during debt review?+–

Typically, you cannot apply for new credit while under debt review. This helps ensure that you focus on managing your existing debts effectively.

11. How can I contact National Debt Consultants?+–

You can reach us through our contact form on the website, by phone, or via email. Our contact information is available on the Contact Us page .

12. What should I do if I’m not sure if debt review is right for me?+–

Schedule a free assessment with us. We’ll evaluate your financial situation and advise you on the best solution tailored to your needs. To schedule this click here
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