About us

Clarity, before anything else

National Debt Consultants exists to help people understand their financial position and their options — plainly, and without judgement.

Our story

National Debt Consultants was established to give South Africans who are struggling with debt proper guidance. Demand for that help grew after Covid-19, and our experienced, multilingual team is here to explain your options clearly and without judgement.

How we approach debt

Money conversations are hard, and debt in particular carries a lot of unspoken shame. We try to remove that from the process. Our starting point is always the same: understand your income, your expenses and your debt, explain the options that genuinely apply to you, and let you decide what happens next.

What we do

We provide guidance across three related areas — debt review, debt mediation, and debt review removal. They solve different problems, and part of our job is helping you understand which one, if any, applies to your situation.

What we won’t do

We won’t tell you that everyone qualifies for debt review, that your interest rate is guaranteed to drop, or that a consultation guarantees a particular outcome. Real financial situations are specific, and we’d rather give you an honest answer than a comfortable one.

Company details

What drives us

Our mission, vision and values

Mission

To provide ethical, effective debt solutions tailored to each client.

Vision

To be a leading, trusted debt consulting agency in South Africa.

Values

  • Integrity
  • Transparency
  • Compassion

Ready to see where you stand?